Personal insurance to protect your home, vehicles, and lifestyle.
While CECO Insurance focuses heavily on employer benefits and business coverage, we also help owners, executives, and families coordinate personal insurance that fits with the bigger picture.
Our personal insurance offerings
Align personal coverage with your overall risk plan.
We look at your entire situation—homes, vehicles, rental properties, toys, and personal liability—so we can recommend coverages and limits that make sense alongside your business and benefits planning.
Auto Insurance
Personal Auto Insurance provides a vital financial safety net by covering repair costs, medical bills, and legal liabilities arising from accidents, theft, or natural disasters. Modern policies offer enhanced peace of mind with tailored options like new car replacement and gap insurance, ensuring your investment is protected against both road hazards and rapid vehicle depreciation.
Homeowners Insurance
Homeowners Insurance offers a robust financial shield by combining structural protection, coverage for your personal belongings, and vital liability defense into a single, professional plan.
Renters Insurance
Renters Insurance provides an incredibly affordable safety net by protecting your personal belongings from theft or fire while offering vital liability defense if someone is injured in your home.
Vacation Home Insurance
Vacation Home Insurance provides specialized protection for secondary residences, accounting for unique risks like extended vacancies and weather exposures that standard policies may overlook. These plans help keep your getaway protected—whether it’s purely personal use or occasionally rented.
Landlord Insurance
Landlord Insurance combines structural coverage and premises liability with vital “loss of rent” protection to help replace income if a covered loss makes your unit uninhabitable.
Vacant Property Insurance
Vacant Property Insurance protects homes that sit empty during transitions—between tenants, during renovations, or while listed for sale—helping cover the structure and liability when standard policies may restrict coverage.
Motorcycle Insurance
Motorcycle Insurance provides a robust safety net by combining essential liability defense with specialized protection for your bike, safety apparel, and custom upgrades.
Boat & Watercraft Insurance
Boat and Watercraft Insurance provides a comprehensive safety net by combining protection for physical damage, specialized liability for on-water accidents, and optional fuel spill coverage.
Yacht Insurance
Yacht Insurance is designed for larger, high-value vessels—often with agreed value protection, higher liability limits, navigational territory options, and salvage or environmental coverage considerations.
Private Aviation Insurance
Private Aviation Insurance protects aircraft owners and pilots from high-severity risks in recreational and personal flight, including liability exposure, hull damage, and the rising cost of advanced avionics and repairs.
RV & Travel Trailer Insurance
RV Insurance offers a comprehensive safety net by blending specialized vehicle protection with unique “vacation liability” for your campsite and mobile living area—plus options like personal effects coverage and emergency expense support.
Classic & Exotic Car Insurance
Collector car coverage often uses agreed value protection and specialty claims handling—helping preserve the true value of classic, exotic, and limited-production vehicles.
Personal Umbrella Insurance
Personal Umbrella Insurance provides an affordable, high-limit layer of protection that can activate once your auto or home liability limits are exhausted—helping safeguard savings and future earnings from major lawsuits.
Flood Insurance
Flood Insurance helps cover flood-related damage that most homeowners policies exclude. It can be essential for coastal and inland properties alike, especially with today’s extreme weather and runoff events.
Why CECO Insurance for personal clients
Personal coverage that reflects your business and benefit decisions.
Coordinated with your business and benefits
If we manage your business insurance and group benefits, we can help ensure your personal coverage and liability limits reinforce—not undermine—those decisions.
Texas-focused guidance
We understand hail, wind, and Texas liability realities and can help you evaluate deductibles, endorsements, and carriers with that in mind.
Support at claim time
When something happens, CECO Insurance can help you understand how your policies respond and coordinate with the carrier on next steps.
Want a second look at your home, auto, and umbrella?
Send us your current policies and a bit of background. CECO Insurance will review your coverage, identify gaps or overlaps, and suggest ways to better align your personal insurance with your overall risk picture.